logo

Accept EMV (chip), NFC (contactless) and magstripe credit cards

For processing credit card payments, our iPad point of sale for restaurants and retail stores is fully integrated with several payment gateways / credit card payment processing services and card readers, including PayPal (US, UK, Australia and Canada), iZettle (United Kingdom, Denmark, Finland, France, Germany, Italy, Norway, Spain, Sweden, The Netherlands, Mexico and Brazil), Authorize.Net (US), and BNG Payment Gateway (US).

The PayPal Here and iZettle credit card payment services work in conjunction with your PayPal Merchant Account or iZettle account, and are compatible with the credit card readers offered by PayPal and iZettle, including the PayPal Chip EMV Card Reader and the iZettle Pro Contactless EMV Card Reader, which connect to your iPad via Bluetooth, and can process EMV (chip and pin) credit cards, NFC (Apple Pay and Samsung Pay) payments, and magnetic stripe credit cards.

The Authorize.Net and BNG payment gateways work in conjunction with your Merchant Account at any US Bank, and can be used together with the corresponding card readers: AnywhereCommerce Walker C2X Chip (EMV) Card Reader to process both chip (EMV) and magnetic stripe credit cards via Authorize.net, the IDTECH Shuttle Encrypted Mobile Card Reader to accept magstripe cards only via Authorize.Net, or IPS Enterprise Encrypted MagStripe Card Reader to process magstripe cards via BNG. All these card readers are shipped to you fully encrypted, directly from the payment processor, so only the Payment Gateway for which the card reader was injected can decrypt the card data.

More, with our cloud-based iPad POS system, you can easily accept, process and track the gratuity offered by your customers, including the gratuity offered on credit card payments. This is especially useful for restaurants and other service providers, and our innovative solution solves the usual limitations on accepting tips on credit card payments, like the restriction on the gratuity amount to be less than 20% of the total sale amount, the necessity to manually settle all the credit card payments at the end of the day, and the upcoming changes for the chip-enabled smart credit cards and payment terminals that are needed for the EMV liability shift. Please click here to find out how posIPOS can process gratuity on credit card payments.


The following table shows the features and fees for each of the supported credit card payment services.

Gateway Fees Supported Countries Credit Card Readers
PayPal - No setup fee
- No monthly fee
- 2.7% per transaction
United States, Canada, United Kingdom, Australia - PayPal Chip (EMV) Contactless Card Reader
- PayPal Mobile Card Reader
Details
Authorize.net - $49 setup fee
- $25 monthly fee
- 2.9% + 30ยข per transaction
United States - AnywhereCommerce Walker C2X Chip (EMV) and MagStripe Card Reader
- IDTECH Shuttle Encrypted Card Reader
Details
iZettle - No setup fee
- No monthly fee
- 1.50% to 2.75% per transaction, based on volume
United Kingdom, Denmark, Finland, France, Germany, Italy, Norway, Spain, Sweden, The Netherlands, Mexico and Brazil - iZettle Pro Contactless EMV Card Reader
- iZettle Lite Card Reader
Details
BNG Mobile Gateway - No setup fee
- $5 per device monthly fee
- from 2.9% per transaction, based on selected processor
United States - IDTECH Shuttle Encrypted Card Reader (no longer available)
- IPS Enterprise Encrypted Card Reader
Details
External Card Reader - N/A Any Country - Any External Credit Card Reader


The posIPOS iPad cash register app can easily be configured from the Program Settings screen to use any of the available payment gateways and mobile credit card readers. Just select the payment gateway of your choice, and enter your credentials to authenticate the iPad for use with the selected credit card processing service, and select the credit card reader that you want to use. In less than a minute, you are ready to accept credit card payments directly from your point of sale iPad, as well as issue partial and total refunds directly on the credit card used for the initial payment.

In addition, you may also use any external credit card payment terminal. Since the posIPOS point of sale can not control an external payment terminal, which is not connected to your iPad, you will have to manually enter the payment amount on the credit card payment terminal, and optionally the transaction number on the posIPOS payment screen.